Learn
Learn what to watch for
Simple examples and next steps for messages that do not feel right.
The Federal Trade Commission reported $470 million in 2024 losses from scams that started with text messages. These pages focus on calm checks you can make before you respond.
Is this text a scam?
A calm first check for unexpected texts, links, codes, money requests, or pressure.
Package delivery texts
Texts about missed deliveries, address problems, unpaid postage, or redelivery fees.
Bank fraud alert texts
Texts about suspicious activity, big purchases, frozen accounts, or one-time codes.
Unpaid toll texts
Texts about unpaid toll balances, late fees, suspended registration, or toll agency links.
Wrong-number investment texts
Friendly wrong-number messages that slowly move toward romance, crypto, or investing.
Task job texts
Unexpected job messages about simple online tasks, app ratings, deposits, or locked earnings.
Is this phone call a scam?
Unexpected calls about money, accounts, prizes, threats, or urgent decisions.
Tech support messages and calls
Pop-ups, calls, or messages claiming your computer, phone, or account has a serious problem.
Family emergency calls
Calls or messages claiming a child, grandchild, or loved one needs urgent money or secrecy.
QR code messages
Messages, signs, emails, or invoices that push you to scan a code for payment or account action.
Recovery scam messages
Messages from people claiming they can recover lost money, crypto, prizes, refunds, or stolen funds.